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First National Bank
First National Bank


Savings Account

  • $20.00 minimum balance
  • Six free withdrawals per month
  • Rate subject to change daily and compounded quarterly
  • Statements mailed quarterly
  • Monthly dormant fee of $5.00 if no activity for 1 year & if balance is below $100.00

Money Market Deposit Account

  • No charge with $1,000.00 minimum average balance
  • If average balance falls below $1,000.00 for the statement period, a $8.00 fee is assessed and no interest is paid for the monthly statement period
  • Six pre-authorized transfers per statement period, three of which can be checks
  • Interest rate subject to change daily
  • Interest calculated on daily current balance and credited monthly
  • Statements mailed monthly

Overdraft Protection

  • Automatically transfers funds between your accounts to avoid unnecessary overdraft charges
  • No monthly fee
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